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THE TRUTH ABOUT PERSONAL DEBT

If you are in tremendous credit card debt then chances are that you never learned to budget your money and are an impulsive buyer unable to control your overspending habits. You are not alone. That is...

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THE TRUTH ABOUT USURY+

Usury: n. charging more than 10% on a loan and being guilty of extortion Usury must have a numerical percentage limit on it or the word usury has no meaning and should be terminated as a word. Sure,...

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THE TRUTH ABOUT OVERDRAFT FEES+

An overdraft on an account is really a temporary loan by a bank for x amount of dollars for a given customer.  If the fee exceeds 10% of the overdraft amount then the bank should be found guilty of...

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THE TRUTH ABOUT INTEREST RATE INCREASES+

Interest rates on credit cards should never exceed 10% of the amount loaned or it should be considered usury. The penalty should be a bad credit card rating or legal procedures taken to recapture the...

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